Global Payments ยท Since 2019

Money
moves
fast.

Send, receive, and exchange money across 160+ countries in seconds. No hidden fees. No borders. Just your money, where it needs to be.

Velo App
Total Balance
$12,480
โ†‘ +$340 today
๐Ÿ“ค
Sent to Maria
โ‚ฌ250.00
๐Ÿ’ฑ
USD โ†’ EUR rate
1 USD = 0.92

Core Features

Your money,
fully in control.

Everything you need to manage, move, and grow your money โ€” in one beautifully simple app.

๐Ÿ“ค

Send Money

Transfer to anyone, anywhere in the world. Instant transfers between Velo users, and fast bank transfers globally. Split bills, pay rent, send gifts.

โšก Instant to Velo users
๐Ÿ“ฅ

Receive Payments

Get paid by anyone globally with your personal Velo link. Accept payments in any currency โ€” we handle the conversion automatically at the best rate.

160+ Currencies
๐Ÿ’ฑ

Currency Exchange

Exchange between 40+ currencies at real mid-market rates. No markups, no tricks. Hold multiple currencies in your wallet simultaneously.

Real rates no markup
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Velo Card

A virtual and physical card that spends your wallet balance in any currency. No foreign transaction fees, ever. Use it anywhere Visa is accepted.

Zero fees worldwide
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Smart Analytics

Beautiful spending insights, budget tracking, and financial reports. Know exactly where your money goes and spot patterns to save smarter.

AI insights weekly reports
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Savings Vaults

Set savings goals and lock money away in dedicated Vaults. Earn competitive interest rates on USD, EUR, and GBP balances automatically.

Up to 4.8% APY
8M+
Active users
$2B+
Processed monthly
160+
Countries covered
4.9โ˜…
App store rating

Security & Trust

Bank-grade security
you can trust.

Your money and data are protected by the same security standards used by the world's leading financial institutions.

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256-bit Encryption
All data encrypted at rest & transit
๐Ÿ›๏ธ
FCA Regulated
Fully licensed & regulated
๐Ÿ›ก๏ธ
Fraud Protection
24/7 AI fraud monitoring
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Funds Protected
Up to โ‚ฌ100k deposit protection
Security

Global Coverage

Send money to
anywhere on Earth.

Velo operates in 160+ countries with direct bank connections, local payment rails, and instant mobile money transfers.

World Coverage Map
160+ Countries
and growing every month
160+
Countries
40+
Currencies
2s
Avg transfer time
$0
Transfer fees (standard)

Testimonials

8 million people
trust Velo.

"

I send money to my family in Nigeria every month. Velo has cut my fees from $40 to literally zero, and the money arrives the same day. It's changed everything for us.

Emeka
Emeka Okafor
Software Engineer, London
"

Running a remote team across 8 countries was a payroll nightmare. Velo for Business made it simple โ€” everyone gets paid on time in their local currency, every month.

Sofia
Sofia Andersson
Startup Founder, Stockholm
"

As a freelancer working with clients in the US, EU, and Asia, Velo's real exchange rates save me hundreds every month. The app is beautiful and just works perfectly.

Kenji
Kenji Tanaka
Freelance Designer, Tokyo
"

Traveling full-time for three years. Velo is the only card I carry โ€” no ATM fees anywhere, automatic currency conversion, and I get notified of every transaction instantly.

Maria
Maria Gonzalez
Digital Nomad

Your money
deserves to move faster.

Join 8 million people who send, spend, and save smarter with Velo. Download free โ€” it takes less than 3 minutes to set up.

โญโญโญโญโญ 4.9/5 โ€” over 180,000 reviews